Analyst - Performing Loans

Rialto Capital

Miami, FL Confidential Full Time Office
Asset Class Agnostic 1+ to 2 years exp. • 4 Year College

Job Description

SUMMARY

The Analyst will work closely with company leadership and professional service firms in the day-to-day management and advancement of Performing Loan Requests in Rialto’s portfolio.  This individual will have a blend of commercial real estate knowledge, loan document understanding and financial modeling skills.

KEY RESPONSIBILITIES

  • Underwrite performing loan requests for reserve disbursements, property manager changes, lease approvals, loan assumptions, equity transfers, franchise changes and other requests as needed from time of assignment through closing stages
  • Perform property-level quantitative credit analyses including: debt service coverage ratio calculations, debt yield calculations, property specific cash flow analysis, tenant roll, and other financial analysis/modeling in order to formulate and substantiate a credit recommendation
  • Analyze property operating performance through review of operating statements, rent rolls and leases
  • Evaluate and abstract third-party reports, loan documents, service contracts and leasing / listing agreements
  • Negotiate complex transactions
  • Draft credit recommendation memoranda and present conclusions to senior management
  • Communicate effectively with internal and external parties including borrowers, legal counsel, property managers, vendors, and other Rialto departments
  • Ensure all requests are handled in compliance with the terms of the related Loan Documents
SPECIFICATIONS

  • Bachelor’s Degree from an accredited university is required preferably specializing in Real Estate, Finance, Accounting or related business field
  • Master’s Degree or other post-graduate degree preferred
  • 1-3 years of related experience in commercial real estate, property underwriting, loan servicing, or other related field is preferred
  • Proficiency with Microsoft Office applications
  • Excellent written and verbal communication skills are essential attributes with strong interpersonal skills for effective interactions with internal and external stakeholders
  • Strong work ethic and attention to detail
  • Ability to multi-task and collaborate within a team setting

Job Functions

Related Jobs

Application Submitted!

You can view and track your application from your dashboard.

View Application