San Francisco, CA
Salary Estimate: $175,000.00 - $199,999.00
Employment Type: Full Time
Work Place: Hybrid
Experience Required: 7+ to 10 years
Education Required: 4 Year College
Benefits
Job Description
CONVENTUS MISSION AND VISION
Conventus Holdings Corporation was envisioned and created to reduce the number of economic intermediaries involved in the origination, funding and investment in the $125 billion real estate bridge loan marketplace. True to the Latin origin of the company’s name, “to bring together,” CHC existence and strength is anchored to a business model that removes unnecessary economic intermediates so that it can provide superior pricing and service to its clients. Our competitive edge in executing our mission is assembling, nurturing, and developing a collaborative group of talented individuals. To that end, diversity of experiences, perspectives, skills, and cultures is core to our mission and team.
LOCATION: San Francisco, CA
Required 4 days per week in the office (Mon-Thurs). Please do not apply if this does not align with you.
Position Summary
We are seeking a detail-oriented and highly organized Vice President, Credit Manager to join the Company’s Credit team. The Vice President will work closely with Credit Analysts, Sales, and Operations to review and approve loan opportunities during the origination process, in addition to reviewing loans of higher complexity to submit for approval. Additionally, they will collaborate with Capital Markets to address credit requests from counterparties and articulate the Company’s credit decision on loans. The Vice President will further work to mitigate risk within the organization by identifying areas of potential process improvement and escalate identified risk with senior management.
RESPONSIBILITIES
- Review and approve loan submissions from Credit Analysts, escalating identified risks as necessary. Recommend loan restructuring, when needed.
- Proactively identify key risks and take action to mitigate them, ensuring Conventus’ strong loan performance.
- Review and approve loan-level credit exceptions, while understanding credit risks and identifying potential mitigants.
- Conduct comprehensive risk assessments to evaluate the creditworthiness of borrowers as part of the loan decision-making process, including but not limited to:
- Conducting internal valuations of residential property types, including SFRs, condos, TICs, land, and multifamily propertiesReviewing construction budgets in relation to Credit review, collaborating with the Construction team
- Assessing project complexity relative to the borrower’s experience
- Evaluating loan-level leverage appropriateness based on the borrower, project, and location
- Analyzing the borrower’s historical performance and repayment capacity
- Reviewing the borrower’s documented financial standing
- Review larger and more complex loans for submission to the Head of Credit or Managing Director, Capital and Credit, for approval.
- Proactively manage the credit pipeline to identify potential credit issues and recommend solutions to ensure timely funding.
- Complete transaction diligence by reviewing parties involved in the transaction in an effort to prevent fraud.
- Collaborate with Credit Analysts to publish Conventus’ monthly market report, which is distributed internally to the company and borrowers.
- Provide feedback to senior management on guidelines to enhance the company’s existing credit policies and procedures.
- Train junior team members on valuation and handling more complex credit exceptions.
- Ensure data accuracy and that all loan documentation is complete and supports credit decisions.
- Collaborate cross-functionally with Capital Markets and other departments on credit-related matters.
QUALIFICATIONS
- Bachelor's degree in finance, business, real estate, or a related field
- 8-10+ years of experience in private lending (RTL/DSCR), credit, fixed-income, real estate investment, commercial banking, or a related field
- 8-10 years of experience in commercial/residential property valuation (professional appraisal experience is a plus) A demonstrated team player who thrives in a fast-paced environment and is willing to go the extra mile
- Ability to make credit decisions in high-pressure situations while utilizing data to support decisions
- Previous experience managing a team is a plus
- Ability to work independently and handle non-routine situations with solutions-based problem-solving skills
- Ability to foster and cultivate relationships with a thoughtful and forward-thinking approach
- Strong organizational and critical thinking skills, with impeccable multi-tasking abilities
- Excellent verbal and written communication skills
- Exceptional record-keeping and organizational skills
- Proficient in Microsoft Office Suite
Mindset and Character
At CHC, we look for future employees who demonstrate and have the mindset and character of our core values:
Deliver Extraordinary Client Experience: Demonstrate unwavering responsiveness and dedication to delighting clients at every touchpoint.
Take Responsibility: Be proactive, know what you are responsible for, act with integrity and follow through to the end.
Respond with Urgency and Care: Balance speed with quality, ensuring that every response is both timely and impactful.
Grow Together: Grow together through a culture of intellectual curiosity, collaboration and celebration.
Respond with Urgency and Care: Balance speed with quality, ensuring that every response is both timely and impactful.
Grow Together: Grow together through a culture of intellectual curiosity, collaboration and celebration.
CONVENTUS BENEFITS
19 days of PTO annually
Health Benefits (Health, Vision, Dental)
Life Insurance Coverage
Pre-tax commuter fund
Pre-tax medical fund
401k
Health Benefits (Health, Vision, Dental)
Life Insurance Coverage
Pre-tax commuter fund
Pre-tax medical fund
401k
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